AUTONET TV

Lease verses Buy

Lease? Or buy? It's always a tough question for residents in the East Lansing area. But here are a few ideas that'll make the choice more clear.

Either option gives you a choice of how you might finance your car. If you buy, you'll pay the full cost of the car, with maybe an initial down payment, then monthly payments on the balance that pays down the loan principal, and the finance charge.

If you lease, you're financing the portion of the cost of the car that's used up during the term of the lease. When the lease is up, you return the car to your local East Lansing area dealership. You'll pay some money upfront; fees, security deposit, first month's payment and maybe a capital reduction. The month payments include a depreciation cost and a finance charge.

So how do you decide?

First, how big a down payment can you make? A lease would require a smaller down.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs you to have better credit, so that's a factor.

How long will you keep the car? If you tend to keep your cars around for a while, buying is cheaper. But just two or three years? Then leasing is the way to go.

Auto Surgeon Inc
1820 E Kalamazoo St
Lansing, Michigan 48912
517-374-8940

If your car might suffer a ding or two, like, say a work truck would, then buying's better. The leasing company will want their merchandise back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How many miles do you drive in and around the East Lansing area? Important to consider because leases have a mileage limit, and if you go over, you pay a hefty charge per mile when the lease is up. So high mileage means a buy.

Will the car be used for business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing is always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment, rather than price. So sometimes leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If a salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at financing options.

Here's another: With a buy or a lease, if you total the car, you'll owe the full amount of the loan, or the balance of the lease payments, and usually, it's less than the car's fair market value – and that's all your insurance company will pay. But ask your agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition, and may need to do all manufacturer's recommended service and maintenance, or face penalties. So see your local East Lansing service center on a regular basis, get the required work done and save the service records. It's well worth it.

Battery Replacement for Your vehicle

Modern vehicles in and around Lansing run on 12 volt electrical systems. 12 volts is enough to get the job done for Lansing drivers without having so much power that there is danger of electrocution. But today's vehicles have more electrical components and do-dads than ever before. This really strains your electrical system, making it hard for the battery to keep up. Think about it: electric seats, seat heaters, power locks windows and sun roofs. And then us Michigan drivers have all the power outlets for our cell phones, computers and DVD players.

We also have navigation systems and powerful stereos. Plus there are all the engine and transmission computers, traction control, stability control, anti-lock brakes, sensors and on and on. Even the security system is running off the battery while the car is turned off.

Fortunately, battery technology has given Lansing drivers resilient batteries that are able to meet these strenuous requirements. But the fact is, batteries just wear out over time. Eventually, every battery gets to the point where it cannot hold enough of a charge to start your vehicle. Sometimes batteries need to be replaced because they have just worn out. Or, in other cases, they have developed a leak which makes it even more important to get it replaced.

Special safety precautions are taken when working with batteries at AutoSurgeonInc in Lansing, Michigan. These precautions also apply to anyone who is poking around the battery. Batteries contain sulfuric acid that can damage your eyes and burn your skin, so safety glasses and rubber gloves are a must for any Lansing resident working with their battery. Be careful to not spill acid on your clothes or the vehicle's paint. Of course, avoid short circuiting the battery as well.

Sometimes there is quite a price range in Lansing auto part stores for batteries that will work in a particular car. Think of it as "good," "better" and "best." More expensive batteries have a longer warranty and are guaranteed to last longer. As with most things, paying a little more up front saves in the long run for Lansing drivers.

AutoSurgeonInc
1820 E Kalamazoo St
Lansing, Michigan 48912
517-374-8940

"Fuel Injector Cleaning In East Lansing, Okemos, and Haslett"

In very simple terms, a fuel injector is a valve that squirts fuel into your Domestic engine. Your engine control computer tells the fuel injector how much fuel to deliver as well as the precise time it should be delivered. Of course this happens thousands of times a minute in every single fuel-injected car driving down East Lansing, Okemos, and Haslett roads.

Most fuel injectors for gas engines are known in the Lansing auto industry as port fuel injectors because they deliver the fuel to a port just outside the cylinder. The fuel pump provides pressure needed to squirt the right amount of fuel into the engine.

A few auto makers have recently introduced gas direct injection systems on some engines. They are now available at some Lansing dealerships. These systems inject the gas directly into the cylinders under very high pressure – many times the pressure of port injection systems.

Although more complicated, direct injection technology promises greater power with improved fuel economy for gas-poor East Lansing, Okemos, and Haslett commuters. Michigan motorists can expect to see more of it in the future.

High temperatures under your Domestic hood and variations in Lansing gas quality cause fuel injectors to be fouled with wax, dirt, water, additives and carbon. Injectors can become partially clogged, preventing them from delivering the proper amount of fuel at the correct pressure.

When injectors are dirty, the fuel doesn’t burn as efficiently resulting in poor fuel economy and loss of power. So it’s important for Lansing drivers keep their fuel injectors clean.

Your Lansing Auto Surgeon Inc service center can perform a fuel system service for you in which the fuel injectors are cleaned so that they operate properly and deliver the right amount of fuel at the right time.

Proper maintenance of your Domestic fuel system means that you will spend less on gas, enjoy strong performance and prevent costly Lansing repair bills down the road.