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Archive for June 2018

Lease or Buy?

Posted June 25, 2018 12:46 PM



Lease? Or buy? These are the options for Lansing drivers. It's always a tough question for auto owners, but here is some info that'll help you make an informed decision.

If you buy, you'll pay the full cost of the vehicle, maybe an initial down payment, monthly payments on the balance that pays down the loan principal, and the finance charge.

Lansing drivers who lease finance the portion of the cost of the vehicle that's used up during the term of the lease. You'll pay some money up front: fees, security deposit, first month's payment and maybe a capital reduction. The monthly payments include a depreciation cost and a finance charge. When the lease is up, you return the vehicle to your local Lansing area dealership. 

So how do Lansing drivers decide?

First, how much do you have for a down payment? A lease usually requires a smaller down payment.

How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.

A lease needs requires better credit, so that's a factor.

How long will you keep the vehicle? Lansing drivers who keep their vehicles around for a while will pay less if they buy. But just two or three years? Then leasing is the way to go.

If your car might suffer a ding or two, like a work truck would, then buying's better. The auto leasing company will want their vehicle back at the lease end in tip top shape, and if repairs are needed, you'll pay.

How far do you drive in and around the Lansing area? Important to consider because leases have a mileage limit; if you go over, you pay a hefty charge per mile/kilometer when the lease is up. So high mileage Michigan drivers should definitely buy.

Will the car be used in your business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.

Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing always costs more.

Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment rather than price. So sometimes Lansing leasers may pay on a higher purchase price than a buyer would.

Here is a tip: If the salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at your financing options.

Here's another: With a buy or a lease, if you total the vehicle, you'll owe the full amount of the loan, or the balance of the lease payments. Usually, it's less than the vehicle's fair market value, and that's all your Michigan auto insurance company will pay. But ask your Lansing agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.

Remember, you have to return your leased vehicle in excellent condition and may need to do all the vehicle manufacturer's recommended service and maintenance or face penalties. So see your local advisor at your Lansing auto repair shop  or AutoSurgeonInc on a regular basis, get the required work done and save the service records. It's well worth it.

AutoSurgeonInc
1820 E Kalamazoo St
Lansing, Michigan 48912
517-374-8940



Fuel for Thought

Posted June 19, 2018 5:32 AM

If you're like most people and drive a gasoline-powered vehicle, you need to be up to speed on its fuel-related components.  They're pretty basic: the fuel, the fuel filter and the fuel pump.

The fuel's the easy part.  You probably gas up your vehicle yourself and, if you're like most drivers, price is a big factor in what you put in your vehicle. Maybe you think it doesn't matter what kind of gasoline you buy, but one major automobile association has found it does make a big difference. 

Their study showed that the additives that are put in different brands can affect your vehicle's performance.  Certain gasoline retailers sell gasoline that meets performance standards called Top Tier.  The detergents used in Top Tier gasoline help protect newer engines from carbon buildup and deposits on intake valves, all things that can affect how smoothly your engine runs, how it accelerates and what kind of fuel economy you get.  You can check online or ask your service advisor where to buy Top Tier gasoline.

Another fairly simple component is the fuel filter. Depending on the age of your vehicle, you either have a separate fuel filter or one that's part of the fuel pump.  The fuel filter keeps the crud out of your engine's fuel injectors.  You'll get a hint that your fuel filter might be clogged if you notice your vehicle won't start, your power isn't what it used to be, your fuel economy is suffering or your Check Engine light is on.

Check with your service advisor to see what your vehicle manufacturer's recommendations are on how often to service your fuel filter.  Regular maintenance can prevent expensive repairs in the future. 

Finally, the most complicated part: the fuel pump.  As you may have guessed, it is the part that gets the gasoline out of the tank and into the engine.  If the fuel pump starts to fail, it can make a clicking or whining noise when your vehicle is running.  Your engine may misfire, lose power while driving or might be hard to start in the morning.  And that Check Engine light might go on.  One thing that helps prolong the life of a fuel pump is keeping your gas tank at least a quarter-tank full at all times.  It helps lubricate and cool the pump.  If you've detected some of the symptoms of fuel pump failure, tell your service advisor.

Knowing a little about your fuel system really can be a gas!

AutoSurgeonInc
1820 E Kalamazoo St
Lansing, Michigan 48912
517-374-8940



What You Need to Know from Your AutoSurgeonInc Service Advisor

Posted June 12, 2018 8:50 AM

Lansing drivers may feel intimidated when they take their vehicles to a service center. They have questions but aren't sure how to ask. They don't want to feel embarrassed about their lack of knowledge. They don't want to make the service technician feel that they don't trust him.

If your service advisor at AutoSurgeonInc uses a term you don't understand, just ask him to explain. Remember, they are the auto service experts. If they came to your place of work, they probably wouldn't understand the jargon, either. When you take your vehicle in to be serviced, make sure you understand the financial issues up front. Ask about payment policies, warranties and, of course, the cost of the work being done.

It helps to understand basic services your vehicle needs. Know the difference between a quick check-up and a thorough inspection, which you are getting and which you are asking for. Understand that diagnosing a problem takes time, and time isn't free. If you have concerns about cost, negotiate your limits before service is done. Don't be afraid to ask your service advisor for auto advice on how to keep your vehicle on the road within your budget. He can help you prioritize your vehicle's needs. Some repairs are for the safety and future health of your vehicle. Others can wait. Your AutoSurgeonInc service advisor can help you set up a plan to get all the work done as you can afford it.

It may be tempting for Lansing drivers to save money with budget parts. Your service advisor can help you to sort through the options to work within your budget. High-quality parts are always preferable for any auto repair. Your service advisor will make sure the parts used won't compromise the safety of your vehicle.

Don't leave your Lansing service center without your paperwork, either. Ask about warranties for parts and labor. You may need these for claims or if there is a problem in the future. Get detailed explanations of the work done on your vehicle. These records will help you keep track of repairs, service and warranties.

Those records may also help close a deal when it comes time to sell your vehicle. After all, the biggest concern most people in Lansing have when buying a used vehicle is that they are inheriting someone else's problems.

Records of repairs and service are a good picture of your vehicle's condition and performance and what problems a new owner can expect. People are always happier to purchase a vehicle they know has been well-maintained. Whenever we climb into a vehicle, we are entrusting our health and safety to it. Perhaps it's time to take our vehicles' health a little more seriously. Open up; ask and learn.

AutoSurgeonInc
1820 E Kalamazoo St
Lansing, Michigan 48912
517-374-8940

 



The AutoSurgeonInc Guide to Custom Wheels

Posted June 4, 2018 10:29 AM

If you're interested in customizing the wheels and tires on your vehicle, there are a few things you should know first.

Most importantly, the wheels you buy need to fit your vehicle. Not all wheels are created equal. Too many Lansing drivers have bought a set of wheels that caught their eye, then, after going to the work of mounting them, have found that the wheels don't fit right and the tires rub against the vehicle when they turn or go over a bump.

To ensure a proper fit, you can consult with your AutoSurgeonInc tire professional. He/she can also help you find tires that are suited to your driving habits as well as your vehicle. You may find their auto advice invaluable, and you'll probably be happier with your new wheels once you purchase them.

But if you just have to have that set of wheels, and you're willing to pay for them, you can modify your vehicle to fit the wheels. Again, you should seek a knowledgeable professional's help ahead of time. For example, if you want a bigger set of wheels on your pickup truck, you can get a suspension lift so they will fit the truck. A professional Lansing custom wheel shop, like AutoSurgeonInc, can help you get the work done right.

The anti-lock brakes and stability control system on your vehicle are engineered to work with a particular height of tire. This is another reason you should be careful when purchasing custom wheels in Lansing. The new wheel and tire combo needs to match the height of the tires that came with your vehicle.

Your car's computer gauges your speed by the revolution of your tires and sends commands to the brakes and traction control based on that speed. If you put larger or smaller tires on your vehicle, your computer is calculating the wrong speed and, consequently, sending incorrect commands to the brakes and traction control. This can have serious consequences as it may result in damage to your vehicle or, worse, an accident.

If you change the size of your wheels, you need to get your engine's computer reprogrammed at AutoSurgeonInc to accommodate the new tire size. New wheels shouldn't just fit your vehicle, they should also fit your lifestyle. There are hundreds of styles and sizes to choose from. You should do a little research about which wheels and tires will best fit your personality, give you the performance you want and meet your handling needs. We're not saying you shouldn't personalize your ride, we just want you to be happy with the result. Talk to us at AutoSurgeonInc in Lansing.

After all, good vehicle care isn't just about preventive maintenance. It's also about making good choices.

 AutoSurgeonInc
1820 E Kalamazoo St
Lansing, Michigan 48912
517-374-8940

 



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We have established longterm and stable partnerships with various clients thanks to our excellence in solving their automotive needs!

Just a word of thanks for the top notch done to Wema's Carolla and for the thoughtful communication with our Tanzanian exchange student. Not only did you fix her car, but also handled arranging towing, all in a narrow window of time. Wema is delighted to have her car back, running better than ever. Couldn't be more happy with your service! quotes-image
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